A calmer way to pay off debt.

Build a clear plan in minutes. See your payoff dates, roll minimums automatically, and focus on the next right payment—without spreadsheets.

Enter your accounts

Balance, APR, and minimums. Add as many as you need.

Pick your strategy

Classic smallest-balance or fastest-payoff. Lock order if you prefer.

Get your payoff dates

Automatic rollovers when accounts close. A timeline you can trust.

Your plan runs locally in your browser. No sign-in required. We’ll add optional account saving soon.